Buyer Protection

Buy online with real protection

Your M-Pesa payment is held in escrow until you confirm the item or service is as agreed. If the seller fails to deliver, your money never leaves escrow.

Instant setup No account required SMS & WhatsApp updates

How buyer protection works

When you pay through Kenya Escrow, your money doesn't go to the seller — it goes into escrow. The seller can see the payment is secured, but can't touch it. You get a private escrow link that controls the release. Only you can release the funds, and only after you're satisfied.

What you're protected against

  • Non-delivery — seller takes payment and disappears? With escrow, they never had your money.
  • Wrong or fake items — received a "phone" that's actually a box of stones? Don't release; raise a dispute.
  • Pressure tactics — sellers pushing "send deposit first" lose all leverage when escrow holds the payment.
  • Pay-first scams — a seller who refuses escrow but insists on upfront payment is a red flag you can now walk away from.

If something goes wrong

Raise a dispute from your escrow page in one tap. The order freezes, our support team is notified, and both parties are contacted via WhatsApp. We review evidence — chats, receipts, delivery proof — before any funds move.

Keep your escrow link private

Your buyer link is what releases the funds — treat it like a PIN. Never share it with the seller or anyone else. The seller gets their own view-only tracking link automatically by SMS & WhatsApp.

Start a protected purchase

Creating a transaction takes under a minute — no account, no app. Start on the homepage or see how it works first.

Buy with protection

Start a secure M-Pesa escrow transaction in under a minute — no account needed.

Start a Transaction