One small escrow service fee — calculated and shown before you pay. No M-Pesa transaction charges, no hidden costs, no surprises.
Enter an amount or drag the slider — the escrow fee and your total update live.
No M-Pesa transaction fees on your side — paybill costs are on us.
Seller can receive up to KSh 240,000 — your total payment stays within the KSh 250,000 M-Pesa limit. Minimum: KSh 50.
The escrow fee is a small percentage plus a fixed charge per band — always shown before you pay.
| Seller receives (KSh) | Escrow fee | Example total |
|---|---|---|
| 50 – 100 | 10% + KSh 10 | KSh 93 on 75 |
| 101 – 500 | 10% + KSh 19 | KSh 350 on 301 |
| 501 – 1,000 | 6% + KSh 40 | KSh 836 on 751 |
| 1,001 – 5,000 | 5.4% + KSh 46 | KSh 3,209 on 3,001 |
| 5,001 – 10,000 | 4.7% + KSh 81 | KSh 7,935 on 7,501 |
| 10,001 – 25,000 | 4% + KSh 151 | KSh 18,352 on 17,501 |
| 25,001 – 50,000 | 3.7% + KSh 226 | KSh 39,115 on 37,501 |
| 50,001 – 100,000 | 3.3% + KSh 440 | KSh 77,916 on 75,001 |
| 100,001 – 150,000 | 2.8% + KSh 955 | KSh 129,456 on 125,001 |
| 150,001 – 200,000 | 2.65% + KSh 1,190 | KSh 180,829 on 175,001 |
| 200,001 – 240,000 | 0.3% + KSh 5,905 | KSh 226,566 on 220,001 |
Fee = percentage of the seller's amount + fixed band charge. Buyers pay no M-Pesa transaction fees on top.
The exact fee and total appear on screen before you authorize the M-Pesa payment — and again in the review step. No surprises.
Standard M-Pesa paybill transaction costs are absorbed on our side — you never pay Safaricom transaction fees on top.
Escrow holding, SMS & WhatsApp notifications, instant release to the seller, and dispute handling — all covered by the one fee.
Start a secure M-Pesa escrow transaction in under a minute — no account needed.
Start a Transaction