How It Works

Secure transactions in 5 steps

From creating a deal to releasing payment — the whole flow is fast, phone-first, and requires no accounts.

Instant setup No account required SMS & WhatsApp updates
1

The buyer creates the transaction

On the homepage, describe what you're buying, pick a deadline, and enter both M-Pesa numbers plus the agreed amount. No account, no sign-up — under a minute.

2

Review & pay with M-Pesa

You review the full order — amounts, numbers, deadline — then confirm. An M-Pesa STK push appears on your phone instantly; enter your PIN and the money goes into escrow, not to the seller.

3

Seller is notified by SMS & WhatsApp

The seller immediately gets a notification and a tracking link showing the payment is secured. They can now deliver with confidence — the money is already locked in.

4

Delivery & confirmation

The seller delivers the item or completes the service within the deadline. You inspect, verify, and confirm you're satisfied on your private escrow link.

5

Instant release to the seller

Tap "Release Funds" and the money is sent to the seller's M-Pesa immediately. Both parties get confirmation by SMS & WhatsApp. Deal closed.

If Something Goes Wrong

Disputes, deadlines & extensions

Raise a dispute

Seller didn't deliver or sent the wrong thing? Dispute the order from your escrow link — funds stay frozen while our team reviews evidence from both sides and decides where the money goes.

Extend the deadline

Seller needs more time? The buyer can extend the escrow deadline in seconds from the transaction page.

Your link is the key

The buyer's escrow link controls the funds — keep it private. The seller's tracking link is view-only and cannot release money.

Try it now — takes under a minute

Start a secure M-Pesa escrow transaction in under a minute — no account needed.

Start a Transaction