May 07, 2026 David Mboya

How to Protect Yourself as a Seller on M-Pesa

Kenyan sellers face real risks on M-Pesa — fake payment confirmations, screenshot fraud, and buyers who disappear after receiving goods. This guide shows you exactly how to protect yourself, and why holding funds in escrow before dispatching goods is the only foolproof method.

May 07, 2026 David Mboya

Escrow vs Direct M-Pesa Transfer: Which Is Safer for Big Deals?

Direct M-Pesa transfers are instant and irreversible — great for small payments, but risky for big deals like car purchases, land deposits, or electronics. This article compares raw M-Pesa transfers vs. escrow, showing why holding funds safely until both parties are satisfied is the smarter choice for high-value transactions in Kenya.